It’s great to see the increase in companies who offer borrowing against the most pristine asset. From my research of the companies that guarantee no rehypothication most are still around 10-15% APR for the $5k-$50k size:
Unchained - true multisig but have $10k min. and highest APR (and still don’t integrate with Jade or Foundation for signing devices)
Strike - no origination fee. simple integration into their exchange app = same great UX bit $10k min
Arch Lending - personalized assistance, good competition to Strike, can go under $10k
Lava - functions like a line of credit, no monthly payment, most appealing APR of 7+2% but App has been glitchy (always saying it needs updated, error linking Bank… not confidence inspiring)
Ledn - no monthly payment (sim to Lava), - this one gets promoted often but I don’t see any edge over others.
Salt - seems more custodial, gets good reviews, has very good App (need to research more to know why people choose it over Strike)
Firefish - noncustodial, competitive APR with marketplace loans (5-7% + 1.5 fee) and only $1k min. But payout in USDC. Good UX
Are there other companies that should be on this list? What highlights stand out in your own experiences?
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